Tag: Clearhaus

Clearhaus Launches Denmark’s First PayFac Acquiring Model — But Unzer’s Compliance History Still Matters

Compliance Charlene Lensburg -
Clearhaus, the Danish acquirer owned by Unzer, says it has become the first Danish acquirer to launch a Payment Facilitator (PayFac) solution. The move is strategically important: it lets regulated platforms embed card acquiring directly into their own products while Clearhaus stays in the background as the licensed acquirer. A short FinTelegram analysis.

Quincecare Duty 2.0 – Why UK Courts Just Put High-Risk PSPs Like Moorwand on the Hook

Compliance Charlene Lensburg -
A July 2023 Supreme Court ruling (Philipp v Barclays) narrowed the classic Quincecare duty, but a May 2025 High Court judgment against FCA-regulated Moorwand Ltd shows that APP fraud can still trigger Quincecare-style liability where a payment institution’s own onboarding and monitoring failures put it “on inquiry.” Expect tougher civil suits, regulatory heat, and capital-flight risk for fintechs that keep “flexible” KYC in high-risk verticals.