Zinzipay Rail Alert: EU/UK Traffic Routed via a JavaScript-Only Checkout Used by High-Risk Casino Referrers

Reg Techer
Fri, 19 Dec 2025 13:41:33 +0000
Illegal gambling, AML, Chokepoints, Offshore Casinos, Payments, Rail Map

FinTelegram’s traffic intelligence flags Zinzipay as a payment-gateway chokepoint frequently appearing in the high-risk casino/gambling ecosystem. The checkout at app.zinzipay.com is a JavaScript-only interface, limiting passive transparency. Internal Similarweb snapshots indicate predominantly EU/UK visitors and casino-only top referrers—suggesting a gateway role for offshore operators targeting Europe.

Key Facts

Zinzipay checkout exists and is JS-only (Confirmed): app.zinzipay.com displays a JavaScript requirement.

Public site availability/visibility is limited (Confirmed): attempts to retrieve zinzipay.com resulted in server disconnects (low transparency signal).

Traffic profile indicates high-risk adjacency (Indicated): Similarweb snapshots reviewed by FinTelegram show EU/UK-heavy traffic, with top referrers exclusively casino/gambling domains (internal evidence).

Observed “cash-out/processing adjacency” destinations (Indicated → Confirmed as reachable endpoints): outgoing/link adjacency includes pay.skrill.com, app.bazpay.com, and additional payment-page domains; some endpoints are JS-only or restricted.

Rail Map — “Zinzipay as Chokepoint”

Legend: Confirmed / Corroborated / Indicated / Unknown

1) Distribution (Who sends users?)

EU/UK user acquisition via casino referrers (Indicated; Similarweb snapshot evidence)

Offshore casino brands observed in case context (e.g., Instasino, IgoBet, Nexbet) (Indicated; whistleblower documentation + internal review)

2) Collection (Where money enters)

Zinzipay checkout: app.zinzipay.com (Confirmed)

Preferred direct crypto deposits at “crypto-first” casinos (Indicated; case context)

Potential auxiliary checkout endpoints (Indicated/Unknown; require transaction capture): paycart.click, co.paymentpage.tech, api.gateway-services.com

3) Cash-out / Settlement (Where funds likely go next)

Skrill pay flow adjacency: pay.skrill.com (Indicated as an outgoing adjacency; endpoint reachable but returned a request error during passive access)

BazPay adjacency: app.bazpay.com (JS-only) (Confirmed as reachable endpoint; role Indicated)

Other payment-page domains (Indicated/Unknown; some restricted by access controls)

Short Analysis

Zinzipay operates a high-traffic payment gateway via app.zinzipay.com that appears to serve merchants in high-risk verticals, including online casinos and gambling sites, with additional exposure to adult-content traffic. Based on our Similarweb review, the domain recorded approximately 1.6 million visits in November 2025, positioning it as a materially larger gateway than comparable high-risk processors such as rapidob.com.

Zinzipay exhibits a classic chokepoint pattern: a centralized checkout interface that can connect multiple offshore merchants (casinos) to downstream payment and settlement rails. In the illicit/offshore gambling context, these gateways matter because they are “shared infrastructure”—often more stable than the casino domains themselves—and therefore a prime enforcement and disruption target.

The limited passive transparency is itself a risk indicator: the checkout is JavaScript-only and the public-facing domain could not be reliably fetched during our review, complicating verification of licensing, corporate disclosures, and compliance representations.

Given the EU/UK traffic concentration indicated by our internal traffic intelligence, any gateway facilitating gambling payments into offshore casinos may trigger cross-border compliance issues (AML controls, merchant due diligence, and potential exposure to unlicensed gambling solicitation in European markets).

Call for Information

Do you have inside knowledge about Zinzipay—its operators, onboarding/KYB practices, merchant roster, acquiring partners, wallet flows, or settlement routes? FinTelegram invites compliance staff, PSP partners, affected users, and industry insiders to submit information securely via Whistle42.com. Please avoid sending personal data of individuals—focus on entities, processes, and documents.

Share Information via Whistle42